With an above ground swimming pool, the weight of snow or rain weighs down on the cover essentially pulling the walls of the pool in towards the center, potentially causing damage to the walls and / or top rails of your swimming pool.
If you have an in-ground swimming pool, heavy snow or an excessive amount of rainwater can cause the safety cover anchors to pop out or damage the pools coping.
Immediately remove excess water from the top of your pool cover with a small electric pool-cover pump. You can use a Frisbee to keep the pump from sucking up leaves and other junk. It is also a good idea to keep leaves and other debris from weighing down your cover further. Remove them whenever necessary.
If the accumulation of snow gets to a point where it might be too heavy for the cord to hold; simply cut the cord and let the cover fall. This is your last-step-scenario, of course. However, cleaning the pool from debris is easier than dealing with insurance companies.
Double check on the water level; especially before heavy snow events.
Look under the cover and record the water level. If the level is lower than when you closed the pool then you will need to do some snow removal.
Do not add water to a frozen pool. Getting the snow off the top is the best thing that you can do to save your pool.
Do not risk walking atop the ice.
To remove snow, gently use a long broom to push snow off the cover. Do not use anything with sharp edges such as a shovel, as this can cause damage to the winter pool cover.
Use a roof rake to pull the snow off the top. If the snow is lightweight, even a leaf blower will serve the purpose.